Services Auto Insurance Personal vehicles such as SUV, Truck or Sedan’s, classic cars, motorcycles, side by sides, boat or off road vehicles. Homeowners Insurance Primary properties, seasonal/secondary, rental properties with long term and short term leases, Air BnB’s/VRBO’S and manufactured homes. Umbrella Insurance There is just 1 policy and it covers excess liability from $1-$10 million over your auto and home insurance policies. Commercial Insurance Small business insurance for new businesses.